First Citizens Bank ATM Payday Loans Review - West Jefferson, North Carolina

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302 E 2nd St, West Jefferson, NC 28694, USA
www.firstcitizens.com
Wednesday
8AM–9PM
Thursday
8AM–9PM
Friday
8AM–9PM
Saturday
Closed
Sunday
8AM–8PM
Monday
8AM–9PM
Tuesday
8AM–9PM
Testimonials

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Above-shown info offers the details about a certain lender. Below-defined info is devoted to shared information about payday loans.

Payday Loans in West Jefferson, North Carolina

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in West Jefferson, North Carolina are taken out easily. The interest percentage is dependent on the borrower's person-related data: if you pay back more payday loans, the more efficient terms and rates payday lending companies offer.

APR

36% APR small loan cap

How will First Citizens Bank ATM help take out a loan in West Jefferson, North Carolina?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be deposited to bank account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A adverse factor reviewed by financial institutions is called as bad credit history. But this obstacle is not implied as the only one by payday lenders to take out a cash advance. The lender process many aspects such as financial abilities to approve the request. Cash advance in West Jefferson, North Carolina may help level up your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a real cost of the loan.

Let's see

Other Payday Lenders in West Jefferson, North Carolina

United Community Bank

54 N Mitchell Ave, Bakersville, NC 28705, USA

+1 (828) 688-5800

www.ucbi.com

Union Bank

8001-8037, Strickland Rd, Raleigh, NC 27615, USA

www.unionbank.com

Cash America Pawn

2640 Freedom Dr, Charlotte, NC 28208, USA

+1 (704) 391-8662

www.cashamerica.com

Regional Finance

12265 Capital Blvd, Wake Forest, NC 27587, USA

+1 (919) 263-1901

branches.regionalfinance.com

PLS Check Cashing Store

302 E Franklin Blvd, Gastonia, NC 28054, USA

+1 (704) 884-0041

pls247.com

Truliant Federal Credit Union ATM

415 NC-49, Asheboro, NC 27205, USA

+1 (800) 822-0382

www.truliantfcu.org

Carolina Farm Credit ACA

146 Victory Ln, Statesville, NC 28625, USA

+1 (704) 873-0276

carolinafarmcredit.com

Carolina Farm Credit

813 W Hwy 150, Lincolnton, NC 28092, USA

+1 (704) 735-0413

www.carolinafarmcredit.com

State Employees’ Credit Union

161 Old Farm Rd S, Roanoke Rapids, NC 27870, USA

+1 (252) 537-0019

locations.ncsecu.org