What people think about Regional Financial Services?
I contacted Regional Financial Services for a loan. Everything was done very quickly. Had the funds in my account the same day. Employees are very caring. Pleasant experience!
Warren Gerlach
I was embarrassed to borrow from my collegues so I decided to apply for a cash advance via Regional Financial Services. Found them online and the user reviews were great I have already applied 4 times and every time I was accepted same day. Very satisfied.
Prof. Maegan Becker MD
Thanks!! The funds were transferred to my bank account as agreed – the next morning. I repaid the loan on time and had no issues. The process is hassle-free and legit. Be a responsible person and you will have no troubles.
Lily Goodwin
I was embarrassed to borrow from my brother so I decided to apply for a small loan via Regional Financial Services. Found them on the net and the user reviews were great I have already applied twice and every time I was accepted within an hour. Very happy.
Freida Larson
Simple application. I only needed an ID and a bank account. Same day approval. The first time I was approved for $500 only. Hope the available amount will increase next time. APR is average. Repaid the debt even before the due date. If you wish, the term can be also extended.
Prof. Mona Klein III
I am a loyal customer of Regional Financial Services. It is very easy to apply online. The APR was affordable. Their representatives always reply in a timely manner.
Ricky Rohan
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Below you can review general information about payday loans and their common features.
Payday Loans in Waynesville, North Carolina
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
Payday loans may turn out an easy and fast solution to a short-term problem in Waynesville, North Carolina. Loans from payday lenders can get you funds same day. Your interest rate will depend on a few things.
36% APR small loan cap
Advantages of Regional Financial Services that offers payday loans in Waynesville, North Carolina
- Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then click “Submit” and wait for approval.
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a bad credit score. Payday loan approvals depend very much on other factors. Lenders will check your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.
To get accepted for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Waynesville, North Carolina
First Community Bank
704 W Independence Blvd, Mt Airy, NC 27030, USA
+1 (336) 719-3300
www.firstcommunitybank.com
Woodforest National Bank
251 Premier Blvd, Roanoke Rapids, NC 27870, USA
+1 (252) 519-2168
www.woodforest.com
CresCom Bank
111 E Strawberry Blvd, Chadbourn, NC 28431, USA
+1 (910) 207-9031
www.haveanicebank.com
State Employees’ Credit Union
204 Lola Ln, Pilot Mountain, NC 27041, USA
+1 (336) 444-3281
locations.ncsecu.org
Telco Community Credit Union
34 Northcrest Rd, Weaverville, NC 28787, USA
+1 (828) 252-6458
www.telcoccu.org
Carolina Farm Credit
340 Bethania-Rural Hall Rd, Rural Hall, NC 27045, USA
+1 (336) 969-2030
www.carolinafarmcredit.com