State Employees’ Credit Union Payday Loans Review - Sylva, North Carolina

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4.9 10 reviews

1746 E Main St, Sylva, NC 28779, USA
+1 (828) 586-8921
locations.ncsecu.org
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
(Good Friday)
Closed
Holiday hours
Saturday
Closed
Sunday
(Easter)
Closed
Holiday hours
Monday
8:30AM–5:30PM
Testimonials

Feedback about State Employees’ Credit Union?

Here you grapple with the feedback of our customers.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes readers grapple with common information about payday loans.

Payday Loans in Sylva, North Carolina

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Sylva, North Carolina is taken out easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates a client will get.

APR

36% APR small loan cap

How will State Employees’ Credit Union help take out a payday loan in Sylva, North Carolina?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in Sylva, North Carolina. The company will estimate many points to qualify such as solvency. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a definite cost of the loan.

Let's see

Other Payday Lenders in Sylva, North Carolina

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Friendly Check Cashing

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Fifth Third Bank & ATM

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Regional Acceptance Corporation

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Telco Community Credit Union

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Time Financing Service

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+1 (910) 868-9411

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Century Finance

908 N Spence Ave, Goldsboro, NC 27534, USA

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State Employees’ Credit Union

2550 Benvenue Rd, Rocky Mount, NC 27804, USA

+1 (252) 985-0311

locations.ncsecu.org

Woodforest National Bank

304 E Arbor Ln, Eden, NC 27288, USA

+1 (336) 623-4670

www.woodforest.com