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What people think about Mitchell Credit Company, Inc.?
Very professional and processed my tax return expeditiously
Sallie Treutel Jr.
Customer service is always friendly and courteous!
Makenna Doyle
I believe they enjoyed my comedy.
Arthur Roberts
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Below you can read general information about payday loans and their common features.
Payday Loans in Spruce Pine, North Carolina
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Payday loans in Spruce Pine, North Carolina is are simple to access. The APR is individual for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
36% APR small loan cap
Advantages of Mitchell Credit Company, Inc. that offers payday loans in Spruce Pine, North Carolina
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people take out cash advances?
Payday loans for bad credit
Payday loans are designed for borrowers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit score may stop you from getting approved for a bank loan. Payday lenders in Spruce Pine, nc approve consumers with poor credit. You can request a bad credit payday loan online around the clock and if accepted could have the funds in your account within several hours.
To get approved for a loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your loan.
Other Payday Lenders in Spruce Pine, North Carolina
First Citizens Bank
306 Old Farm Rd S, Roanoke Rapids, NC 27870, USA
+1 (252) 308-6000
locations.firstcitizens.com
State Employees’ Credit Union
805 South Franklin Road, Mt Airy, NC 27030, USA
+1 (336) 789-7226
locations.ncsecu.org
Woodforest National Bank
223 N Myrtle School Rd, Gastonia, NC 28052, USA
+1 (980) 285-7471
www.woodforest.com
ACE Cash Express
1015 E Cone Blvd ste a, Greensboro, NC 27405, USA
+1 (336) 375-1040
www.acecashexpress.com
First Citizens Bank
424 N Main St, Walnut Cove, NC 27052, USA
+1 (336) 591-7127
locations.firstcitizens.com
AutoMatic Financing, Inc.
7048 Knightdale Blvd STE 100, Knightdale, NC 27545, USA
+1 (919) 269-9600
www.automaticfinancinginc.com