Entegra Bank Payday Loans Review - Saluda, North Carolina

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4.7 3 reviews

Organization owner?

108 E Main St, Saluda, NC 28773, USA

+1 (800) 438-2265

www.entegrabank.com

Tuesday

8:30AM–1PM, 3–5PM

Wednesday

8:30AM–1PM, 3–5PM

Thursday

8:30AM–1PM, 3–5PM

Friday
(Good Friday)

8:30AM–1PM, 3–6PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

8:30AM–1PM, 3–5PM

Domain Info

Feedback about Entegra Bank?

Here you see the feedback of our clients.

Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes readers grapple with common information about payday loans.

Payday Loans in Saluda, Virginia

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Payday loans in Saluda, Virginia are issued easily. The interest percentage depends on the borrower's personal data: if you pay off more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Entegra Bank help issue a payday loan in Saluda, Virginia?

24/7 operation. Such online services allow you to receive funds at any time. Money are issued day and night. The transfer will be sent to a bank account, so a personal visit to the store is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

18%

Healthcare Bills

20%

Traveling

15%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Saluda, Virginia. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see