Penguin Loans Payday Loans Review - Roxboro, North Carolina

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Loan agency in Roxboro, North Carolina
Organization owner?
200 N Madison Blvd # A, Roxboro, NC 27573, USA
+1 (336) 597-4448
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–3PM
Sunday
Closed
Testimonials

What people think about Penguin Loans?

Below you find some of the opinions of our clients.

Was invited to a gender party but was empty at that time. A friend recommended me to address Penguin Loans. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had bad credit. In general, The process was fast.

Octavia Kessler II

I have already submitted an application to this company 2 times and I was very satisfied with the rates. This is the only round the clock lender with reasonable rates in my city.

Susan Waelchi MD

A good payday lender. The lender quickly processed my application. Had funds in my account the next day. If you need some extra cash urgently, this is the best lender, I’m telling you!

Melba Franecki

Note

Important

The above-given information provides the details about a specific lender. The information below is about general information about payday loans.

Payday Loans in Roxboro, North Carolina

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

It is hassle-free and speedy to get accepted for payday loans in Roxboro, North Carolina. The APR will be set individually for each person and will depend on the personal details the applicant entered.

APR

36% APR small loan cap

Advantages of Penguin Loans that offers payday loans in Roxboro, North Carolina

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a poor credit rating an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and repay your loan commitments without delays.

To get accepted for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the exact cost of the payday loan immediately.

Let's see

Other Payday Lenders in Roxboro, North Carolina

Ally Financial

2101, 300 East Rexford Rd, Charlotte, NC 28211, USA

+1 (704) 364-4600

www.ally.com

Southern Loans

407 Sunset Ave, Rocky Mount, NC 27804, USA

+1 (252) 977-1934

www.southern-loans.com

Champion Credit Union

311 Walnut St, Waynesville, NC 28786, USA

+1 (828) 456-6268

www.championcu.com

Foothills Family Finance

524 W Fleming Dr, Morganton, NC 28655, USA

+1 (828) 221-0316

Walmart Money Center

Gastonia, NC 28054, USA

www.walmart.com

Nicholas Financial, Inc.

5215 Capital Blvd, Raleigh, NC 27616, USA

+1 (919) 790-5771

www.nicholasfinancial.com

Lendmark Financial Services LLC

3625 Mt Holly-Huntersville Rd Suite 405, Charlotte, NC 28216, USA

+1 (704) 504-7477

www.lendmarkfinancial.com

First Citizens Bank

501 S Main St, Reidsville, NC 27320, USA

+1 (336) 349-8492

locations.firstcitizens.com

First Citizens Bank ATM

111 E South Main St, Littleton, NC 27850, USA

+1 (252) 586-4165

www.firstcitizens.com