What people think about Penguin Loans?
I have already submitted an application to this company 2 times and I was very satisfied with the rates. This is the only round the clock lender with reasonable rates in my city.
Susan Waelchi MD
A good payday lender. The lender quickly processed my application. Had funds in my account the next day. If you need some extra cash urgently, this is the best lender, I’m telling you!
Melba Franecki
Was invited to a gender party but was empty at that time. A friend recommended me to address Penguin Loans. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had bad credit. In general, The process was fast.
Octavia Kessler II
I have already submitted an application to this company 2 times and I was very satisfied with the rates. This is the only round the clock lender with reasonable rates in my city.
Susan Waelchi MD
A good payday lender. The lender quickly processed my application. Had funds in my account the next day. If you need some extra cash urgently, this is the best lender, I’m telling you!
Melba Franecki
Was invited to a gender party but was empty at that time. A friend recommended me to address Penguin Loans. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had bad credit. In general, The process was fast.
Octavia Kessler II
I have already submitted an application to this company 2 times and I was very satisfied with the rates. This is the only round the clock lender with reasonable rates in my city.
Susan Waelchi MD
Important
The above-given information provides the details about a specific lender. The information below is about general information about payday loans.
Payday Loans in Roxboro, North Carolina
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
It is hassle-free and speedy to get accepted for payday loans in Roxboro, North Carolina. The APR will be set individually for each person and will depend on the personal details the applicant entered.
36% APR small loan cap
Advantages of Penguin Loans that offers payday loans in Roxboro, North Carolina
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then click “Submit” and wait for approval.
Why people apply for payday loans?
Payday loans for bad credit
Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a poor credit rating an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and repay your loan commitments without delays.
To get accepted for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
Use the below online calculator to quickly calculate the APR and find out the exact cost of the payday loan immediately.
Other Payday Lenders in Roxboro, North Carolina
Time Financing Service
2340 Sunset Ave, Rocky Mount, NC 27804, USA
+1 (252) 451-2500
www.timefinancing.com
Pioneer Services Military Loans - Fort Bragg
1916 Skibo Rd Suite A3, Fayetteville, NC 28314, USA
pioneermilitarycredit.com
Century Finance
621 Julian R Allsbrook Hwy, Roanoke Rapids, NC 27870, USA
+1 (252) 519-2133
centuryfinancenc.org
Regional Finance
1331 Mebane Oaks Rd, Mebane, NC 27302, USA
+1 (919) 568-4022
branches.regionalfinance.com
Bank of America ATM
1623 Way St, Reidsville, NC 27320, USA
+1 (844) 401-8500
locators.bankofamerica.com
First Community Bank
704 W Independence Blvd, Mt Airy, NC 27030, USA
+1 (336) 719-3300
www.firstcommunitybank.com