Southern Loans Inc Payday Loans Review - Roanoke Rapids, North Carolina

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4 reviews
Loan agency in Roanoke Rapids, North Carolina

412 Old Farm Rd S, Roanoke Rapids, NC 27870, USA
+1 (252) 537-3505
www.southern-loans.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM

Domain Info

Created Date

2008-03-18

Mailing Address

112 S PEARL ST

ROCKY MOUNT

NC

27804-5727

United States

Company Name

SOUTHERN LOANS

SOUTHERN LOANS

Contact Data

ppridgen@southern-loans.com

252.567.1364

Testimonials

Feedback about Southern Loans Inc?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Further there will be presented the details about not a exact lender. The information below will define general information about payday loans and its specific elements.

Payday Loans in Roanoke Rapids, North Carolina

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Roanoke Rapids, North Carolina is issued easily and fast. The interest percentage is specified considering the category of the customer: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

36% APR small loan cap

How will Southern Loans Inc help take out a loan in Roanoke Rapids, North Carolina?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Roanoke Rapids, North Carolina. They assess many other factors before taking out a payday loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

Let's see

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