YSU Lending Payday Loans Review - Raleigh, North Carolina

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Loan agency in Raleigh, North Carolina

9600 Falls of Neuse Rd # 170, Raleigh, NC 27615, USA
+1 (919) 582-1650
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
10AM–4PM
Sunday
Closed
Testimonials

What people think about YSU Lending?

Below you find some of the opinions of our customers.
Note

Pay Attention

Above there is information about a precise loan provider. Below you can read common characteristics of payday loans.

Payday Loans in Raleigh, West Virginia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Raleigh, West Virginia. Loans from payday lenders can get you money same day. Your APR will depend on a few factors.

APR

31% APR for loans up to $2,000

Advantages of YSU Lending that offers payday loans in Raleigh, West Virginia

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a bad credit history an increased chance to get accepted for short-term loans. A payday loan may be the only option available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your means and pay back your loan commitments on scheduled.

To get accepted for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

Let's see

Other Payday Lenders in Raleigh, North Carolina

NORTH STATE ACCEPTANCE

3816 Sardis Church Rd #104, Monroe, NC 28110, USA

+1 (704) 821-0575

www.northstateacceptance.com

PNC Bank

1168 Blowing Rock Rd, Boone, NC 28607, USA

+1 (828) 262-4800

apps.pnc.com

National Finance Company

1102 Skyway Dr, Monroe, NC 28110, USA

+1 (704) 283-1576

www.nfcmoney.com

State Employees’ Credit Union

124 E Jefferson St, Jackson, NC 27845, USA

+1 (252) 534-8081

locations.ncsecu.org

Quick Cash Pawn of Shelby

520 S Lafayette St, Shelby, NC 28150, USA

+1 (704) 487-0101

Personal Loans

5007 Southpark Dr #200n, Durham, NC 27713, USA

+1 (888) 513-8102

Penguin Loans

200 N Madison Blvd # A, Roxboro, NC 27573, USA

+1 (336) 597-4448

ACE Cash Express

3310 Wilkinson Blvd, Charlotte, NC 28208, USA

+1 (704) 399-3774

www.acecashexpress.com

Edward Jones - Financial Advisor: Dale Draughn, AAMS®

140 Franklin St, Mt Airy, NC 27030, USA

+1 (336) 789-0136

www.edwardjones.com