State Employees’ Credit Union Payday Loans Review - Oxford, North Carolina

Your personal information is safe with us
3.3 13 reviews

800 Roxboro Rd, Oxford, NC 27565, USA
+1 (919) 690-0556
locations.ncsecu.org
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Testimonials

What people think about State Employees’ Credit Union?

Below you read some of the reviews of our clients.
Note

Important

Now you can see general features of payday loans.

Payday Loans in Oxford, New York

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online cash advance loans can be the easiest solution to your short-term financial troubles in Oxford , New York because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.

APR

25% small loan cap

Advantages of State Employees’ Credit Union that offers payday loans in Oxford, New York

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for people with a credit report that's less than perfect, or who have little to no credit history. Bad credit rating may stop you from getting accepted for a bank loan. Payday lenders in Oxford, ny accept consumers with poor credit. You can request a bad credit payday loan on the net 24/7 and if successful could have the funds in your account within a few hours.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the exact cost of the payday loan immediately.

Let's see

Other Payday Lenders in Oxford, North Carolina

ACE Cash Express

1499 New Walkertown Rd, Winston-Salem, NC 27101, USA

+1 (336) 722-0233

www.acecashexpress.com

ACE Cash Express

3308 Bragg Blvd Ste 104, Ste 104 Ste 104, Fayetteville, NC 28303, USA

+1 (910) 429-2274

www.acecashexpress.com

Lendmark Financial Services LLC

711 E Dixon Blvd, Shelby, NC 28152, USA

+1 (704) 482-1496

www.lendmarkfinancial.com

State Employees’ Credit Union

3934 South Providence, Waxhaw, NC 28173, USA

+1 (704) 243-2531

locations.ncsecu.org

Telco Community Credit Union

281 Asheville Hwy, Brevard, NC 28712, USA

+1 (828) 252-6458

www.telcoccu.org

H & M Financial Management

4909 Waters Edge Dr #1105, Raleigh, NC 27612, USA

+1 (919) 637-0034

handmfinancial.com

Walmart Money Center

2330 US-19, Murphy, NC 28906, USA

+1 (828) 837-9184

www.walmart.com

ACE Cash Express

3301 Freedom Dr ste b, Charlotte, NC 28208, USA

+1 (704) 393-0555

www.acecashexpress.com

Edward Jones - Financial Advisor: Hope Bogaert

430B W Kings Hwy, Eden, NC 27288, USA

+1 (336) 627-0138

www.edwardjones.com