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What people think about Fidelity Bank?
The Best....couldn't be happier with the great service from the staff in Oxford.
Frida Kautzer II
The branch manager, Pam Rooker, was absolutely wonderful to work with.
Justine Kshlerin
Very friendly atmosphere and customer service!
Gavin Funk
Important
Below you can read general information about payday loans and their common aspects.
Payday Loans in Oxford, New York
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
It is easy and fast to get approved for payday loans in Oxford, New York. The APR will be set individually for each client and will depend on the personal details the borrower provided.
25% small loan cap
Advantages of Fidelity Bank that offers payday loans in Oxford, New York
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to complete the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people apply for payday loans?
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to applicants with a poor credit score. Payday loan approvals depend very much on other factors. Payday companies will check your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your loan.
Other Payday Lenders in Oxford, North Carolina
Coastal Credit Union
7870 Brier Creek Pkwy, Raleigh, NC 27617, USA
+1 (919) 420-8000
www.coastal24.com
ACE Cash Express
110 E Fairfield Rd #120, High Point, NC 27263, USA
+1 (336) 886-2274
www.acecashexpress.com
State Employees’ Credit Union
8 Monticello Rd, Weaverville, NC 28787, USA
+1 (828) 645-3059
locations.ncsecu.org
Cape Fear Farm Credit Aca
300 Liberty St, Whiteville, NC 28472, USA
+1 (910) 642-8041
www.capefearfarmcredit.com
First Horizon Bank
202 E Washington St, Rockingham, NC 28379, USA
+1 (910) 997-6245
www.firsthorizon.com
