United Community Bank Payday Loans Review - Newland, North Carolina

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4.8 4 reviews
Organization owner?
200 Linville St, Newland, NC 28657, USA
+1 (828) 733-9281
www.ucbi.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

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Created Date
Mailing Address
Company Name
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Testimonials

Feedback about United Community Bank?

Here you get acquainted with the feedback of our clients.

Good service with a favorable rate. Money transferred immediately, I always use United Community Bank.

Rudy Ullrich

It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to contact United Community Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Miss Maia Grimes III

Thanks to the team of United Community Bank. Quick solution of the arisen problems, quick decision on the loan. I definitely recommend this company.

Annie Eichmann

I often issue a cash advance to a card in United Community Bank. It is very convenient. If you give it back quickly, the rate is reasonable. Employees politely and intelligibly explain all the nuances.

Ms. Carmela McLaughlin Sr.

Note

Pay Attention

Lending companies are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Newland, North Carolina

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Problem-free financial products are considered as payday loans in Newland, nc. They are issued at individual interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

36% APR small loan cap

How will United Community Bank help take out a loan in Newland, North Carolina?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

A negative factor reviewed by financial institutions is known as bad credit history. But this hindrence is not taken as the only one by payday lenders to issue a loan. The lender review many aspects such as financial abilities to approve the application. Payday loans in Newland, North Carolina may help level up your credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

Let's see

Other Payday Lenders in Newland, North Carolina

United Bank

901 E Main St, Lincolnton, NC 28092, USA

+1 (704) 735-1104

www.bankwithunited.com

Century Finance Inc

1222 Ward Blvd, Wilson, NC 27893, USA

+1 (252) 243-1155

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Quick Cash Pawn Greensboro II

2707 S Elm-Eugene St, Greensboro, NC 27406, USA

+1 (336) 274-2275

State Employees’ Credit Union

1795 Graham Ave, Henderson, NC 27536, USA

+1 (252) 492-0168

locations.ncsecu.org

Friendly Check

Warrenton, NC 27589, USA

+1 (252) 517-4526

friendlycheck.com

Cardinal Finance Co

608 S Madison St, Whiteville, NC 28472, USA

+1 (910) 642-5174

Carolina Farm Credit

405 S Oak St, Spindale, NC 28160, USA

+1 (828) 286-9183

www.carolinafarmcredit.com

ACE Cash Express

3101 Fayetteville Rd, Lumberton, NC 28358, USA

+1 (910) 739-7590

www.acecashexpress.com

Century Finance Co

618 N Bickett Blvd, Louisburg, NC 27549, USA

+1 (919) 496-1934

centuryfinancenc.org