First Citizens Bank Payday Loans Review - Newland, North Carolina

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Organization owner?

125 Montezuma St, Newland, NC 28657, USA

+1 (828) 733-4331

locations.firstcitizens.com

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday
(Good Friday)

9AM–5PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

What people think about First Citizens Bank?

Below you find some of the testimonials of our customers.

Note

Important

Above there is information about a exact lender. Below you can see common features of payday loans.

Payday Loans in Newland, North Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Cash advance loans may become an easy and fast solution to a short-term problem in Newland, North Carolina. Loans from payday lenders can get you funds same day. Your APR will depend on a few things.

APR

36% APR small loan cap

Advantages of First Citizens Bank that offers payday loans in Newland, North Carolina

24/7 service. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
High approval chances. 94% of applications are accepted.
Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for people with a credit report that's less than spotless, or who have little to no credit history. Bad credit history may stop you from getting approved for a bank loan. Payday lenders in Newland, nc accept borrowers with poor credit. You can request a bad credit payday loan online 24/7 and if approved could have the funds in your account within several hours.

To get accepted for a loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the cash advance loan even before applying.

Let's see