United Community Bank: Jennifer Badger Payday Loans Review - Murphy, North Carolina

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5 reviews

116 Peachtree St, Murphy, NC 28906, USA
5 years in business
+1 (828) 837-9291
www.ucbi.com
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Lenders are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Murphy, North Carolina

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Murphy, North Carolina is taken out easily and fast. The interest percentage is set respecting the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

36% APR small loan cap

How will United Community Bank: Jennifer Badger help take out a payday loan in Murphy, North Carolina?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be deposited to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Murphy, North Carolina. They estmate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to improve your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the APR. This is a real cost of the loan.

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Other Payday Lenders in Murphy, North Carolina

Southern Loans Inc

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PNC Bank

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Cape Fear Farm Credit Aca

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Penguin Loans

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Walmart Money Center

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Friendly Check Cashing

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Lendmark Financial Services LLC

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United Community Bank

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www.ucbi.com

State Employees’ Credit Union

1601 Freeway Dr., Reidsville, NC 27320, USA

+1 (336) 349-5861

locations.ncsecu.org