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What people think about United Community Bank?
Great customer service.
Haven Thompson
Always nice and good people.
Rupert Koch
Act like they are doing you a favor and it's too much work.
Amelia Kozey
Important
Now you can see general features of payday loans.
Payday Loans in Murphy, North Carolina
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Murphy, North Carolina. The entire process is stress-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.
36% APR small loan cap
Advantages of United Community Bank that offers payday loans in Murphy, North Carolina
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then click “Submit” and wait for a decision.
Why people apply for payday loans?
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to people with a poor credit score. Payday loan approvals depend very much on specific aspects. Payday companies will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.
Other Payday Lenders in Murphy, North Carolina
ACE Cash Express
2107 Beatties Ford Rd Ste 1, Charlotte, NC 28216, USA
+1 (704) 398-3794
www.acecashexpress.com
Citizens One Home Loans - Adam Kirby
717 Green Valley Rd, Greensboro, NC 27408, USA
+1 (336) 382-3487
lo.citizensone.com
Telco Community Credit Union
1871 Hendersonville Rd, Asheville, NC 28803, USA
+1 (828) 252-6458
www.telcoccu.org
Fort Bragg Federal Credit Union
6300 Ramsey St, Fayetteville, NC 28311, USA
+1 (910) 864-2232
www.fortbraggfcu.org
Time Financing Service
2333 S Church St, Burlington, NC 27215, USA
+1 (336) 261-6935
www.timefinancing.com
