State Employees’ Credit Union Payday Loans Review - Marshall, North Carolina

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5 4 reviews

4951 US Hwy 25, 70, Marshall, NC 28753, USA
+1 (828) 649-0146
locations.ncsecu.org
Thursday
8:30AM–5:30PM
Friday
(Good Friday)
Closed
Holiday hours
Saturday
Closed
Sunday
(Easter)
Closed
Holiday hours
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Testimonials

Feedback about State Employees’ Credit Union?

Here you see the feedback of our customers.
Note

Pay Attention

Lenders are described in the first three points. Below info shows common information about payday loans.

Payday Loans in Marshall, Virginia

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Marshall, Virginia are issued problem-free. The interest rate depends on the customer's person-related data: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will State Employees’ Credit Union help take out a payday loan in Marshall, Virginia?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The loan will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Marshall, va consider this circumstance not a hindrence to issue a loan. The client of a payday loan should be ready to objectively assess financial capabilities, issue a loan, pay back the debt on a due date and not only cope with current difficulties, but enhance the credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as APR.

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United Community Bank

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Century Finance

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Friendly Check Cashing

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