First Citizens Bank Payday Loans Review - Madison, North Carolina

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3.4 5 reviews

109 S Franklin St, Madison, NC 27025, USA
+1 (336) 548-6087
locations.firstcitizens.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Testimonials

What people think about First Citizens Bank?

Below you get acquainted with some of the reviews of our customers.
Note

Pay Attention

Above there is information about a precise loan provider. Below you can read common characteristics of payday loans.

Payday Loans in Madison, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans in Madison, New York is are simple to get. The interest rate is individual for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of First Citizens Bank that offers payday loans in Madison, New York

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to people with a bad credit history. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your loan.

Let's see

Other Payday Lenders in Madison, North Carolina

Self-Help Credit Union

855 Spartanburg Hwy, Hendersonville, NC 28792, USA

+1 (828) 233-1140

www.self-help.org

State Employees’ Credit Union

124 E Jefferson St, Jackson, NC 27845, USA

+1 (252) 534-8081

locations.ncsecu.org

Mountain Community Bank

3828 NC-105, Sugar Mountain, NC 28604, USA

+1 (828) 898-1888

www.bankoftennessee.com

National Finance Company

320 Copperfield Blvd NE C, Concord, NC 28025, USA

+1 (704) 786-8713

www.nfcmoney.com

Coastal Credit Union

7870 Brier Creek Pkwy, Raleigh, NC 27617, USA

+1 (919) 420-8000

www.coastal24.com

Carolina Farm Credit

545 E Main St, Jefferson, NC 28640, USA

+1 (336) 246-8856

www.carolinafarmcredit.com

NORTH STATE ACCEPTANCE

3816 Sardis Church Rd #104, Monroe, NC 28110, USA

+1 (704) 821-0575

www.northstateacceptance.com

Telco Community Credit Union

1871 Hendersonville Rd, Asheville, NC 28803, USA

+1 (828) 252-6458

www.telcoccu.org

Premier Business Capital

555 Fayetteville St #201, Raleigh, NC 27601, USA

+1 (888) 418-8397

premierbusinesscapital.com