Creekside Finance Payday Loans Review - Lenoir, North Carolina

Your personal information is safe with us
3.6 26 reviews
Loan agency in Lenoir, North Carolina

845 Blowing Rock Blvd, Lenoir, NC 28645, USA
15 years in business
+1 (828) 726-3810
www.creeksidefinance.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
(Good Friday)
8:30AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

2005-06-30

Mailing Address

171 West Cornish Road NULL

Blowing Rock

NC

28605

United States

Company Name

Larry Gragg (4031139973)

CreekSide Finance, Inc.

Contact Data

ldgragg@bellsouth.net

+0.8283022255

+0.8287570281

Testimonials

Feedback about Creekside Finance?

Here you see the feedback of our clients.
Note

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Lenoir, North Carolina

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

It is simple and quick to take out loans in Lenoir, North Carolina. The rates are set on an individual basis: if a client repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

36% APR small loan cap

How will Creekside Finance help take out a payday loan in Lenoir, North Carolina?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Lenoir, nc will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the loan.

Let's see

Other Payday Lenders in Lenoir, North Carolina

Instant Cash Loans

2405 Randleman Rd, Greensboro, NC 27406, USA

PNC Bank

1180 Julian R Allsbrook Hwy, Roanoke Rapids, NC 27870, USA

+1 (252) 308-1240

apps.pnc.com

CresCom Bank

105 Hickman Rd, Tabor City, NC 28463, USA

+1 (910) 207-9033

www.haveanicebank.com

YSU Lending

9600 Falls of Neuse Rd # 170, Raleigh, NC 27615, USA

+1 (919) 582-1650

Quicken Loan

Greensboro, NC 27401, USA

+1 (336) 375-9717

First Citizens Bank

1021 Main St, Blowing Rock, NC 28605, USA

+1 (828) 295-3162

locations.firstcitizens.com

Check Cashing & More Inc

1410 New Bern Ave, Raleigh, NC 27610, USA

+1 (919) 838-6666

Friendly Check Cashing

1201 E Memorial Dr, Ahoskie, NC 27910, USA

+1 (252) 332-3407

friendlycheck.com

Carter Bank & Trust

300 Dabney Dr Ext, Henderson, NC 27536, USA

+1 (252) 438-6222

www.cbtcares.com