First Bank - Laurinburg, NC Payday Loans Review - Laurinburg, North Carolina

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3.3 3 reviews
Organization owner?
601 S Main St, Laurinburg, NC 28353, USA
+1 (910) 277-0801
localfirstbank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM

Domain Info

Created Date

2013-10-02

Mailing Address

341 N MAIN ST

TROY

NC

27371-3017

United States

Company Name

First Bancorp

First Bancorp

Contact Data

networkadministration@localfirstbank.com

+1.19105733273

+1.9999999999

Testimonials

Feedback about First Bank - Laurinburg, NC?

Here you see the reviews of our customers.

Not the first time I use First Bank - Laurinburg, NC. The service is reliable. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps out a lot when cash is urgently needed.

Prof. Francis Hand

I submit an application very often. I am pleased with the terms. There is online 24/7 service.

Marie Rath

I had an unpleasant situation in my life. I urgently needed extra funds. This company helped out me very much. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Dr. Carson Bergstrom

Thanks to First Bank - Laurinburg, NC for helping out when money is urgently required. I have been applying to this company for over one year and everything is always honest, without hidden charges.

Green Rempel

First Bank - Laurinburg, NC seemed to me the reliable. At least no insurance and extra fees. There are no discounts for regular clients. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Elias Padberg

I took out a loan when I had problems with money. There was no other way out. I looked out this site on the Internet, among others. Has applied several services. One declined, the other offered too high a percentage, but here it was approved as I wanted.

Dr. Corrine Johnston

Note

Pay Attention

Above-shown info offers the details about a certain lending company. Below-specified info is oriented on general information about payday loans.

Payday Loans in Laurinburg, North Carolina

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and quick to issue payday loans in Laurinburg, North Carolina. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

36% APR small loan cap

How will First Bank - Laurinburg, NC help issue a loan in Laurinburg, North Carolina?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued day and night. The loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Laurinburg, North Carolina. The company will assess many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as APR.

Let's see

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