State Employees’ Credit Union Payday Loans Review - King, North Carolina

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4.6 8 reviews

205 Ingram Dr, King, NC 27021, USA
+1 (336) 985-0530
locations.ncsecu.org
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Testimonials

What people think about State Employees’ Credit Union?

Below you get acquainted with some of the testimonials of our customers.
Note

Pay Attention

Now you can see general aspects of payday loans.

Payday Loans in King, North Carolina

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in King, North Carolina. The entire process is straightforward. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

36% APR small loan cap

Advantages of State Employees’ Credit Union that offers payday loans in King, North Carolina

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get accepted for a payday loan. Such loans are created to help meet the needs of consumers with lower credit scores. There are companies who may be pleased to offer you a payday loan even if you have a poor credit score. You will need a steady income to get accepted for a bad credit payday loan.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

Other Payday Lenders in King, North Carolina

Roxboro Savings Bank SSB

313 S Main St, Roxboro, NC 27573, USA

+1 (336) 599-2137

State Employees’ Credit Union

826 E Atkins St, Dobson, NC 27017, USA

+1 (336) 386-8844

locations.ncsecu.org

American National Bank and Trust Company: ATM

1981 NC-86, Yanceyville, NC 27379, USA

+1 (434) 792-5111

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United Community Bank

145 Slope St, Bryson City, NC 28713, USA

+1 (828) 488-1168

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Union Bank

1750 Durham Rd, Roxboro, NC 27573, USA

+1 (336) 322-1165

www.unionbanknc.com

PNC Bank

1180 Julian R Allsbrook Hwy, Roanoke Rapids, NC 27870, USA

+1 (252) 308-1240

apps.pnc.com

ACE Cash Express

3308 Bragg Blvd Ste 104, Ste 104 Ste 104, Fayetteville, NC 28303, USA

+1 (910) 429-2274

www.acecashexpress.com

TD Bank

150 Weaver Blvd #1068, Weaverville, NC 28787, USA

+1 (828) 645-6610

locations.td.com

Express Check Cashing Center

Slocum Village Shp Ctr, Havelock, NC 28532, USA

+1 (252) 447-2292

firstchoicepaydayloans.com