Allegacy Federal Credit Union Payday Loans Review - King, North Carolina

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3.9 8 reviews

709 S Main St, King, NC 27021, USA
+1 (336) 774-3400
www.allegacyfcu.org
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Testimonials

Feedback about Allegacy Federal Credit Union?

Here you read the feedback of our customers.
Note

Pay Attention

Above-specified info offers the details about a certain lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in King, North Carolina

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Hassle-free financial products are considered as payday loans in King, nc. They are taken out at individually-set interest rates. They depend on customer's data. It is also important to pay off as much payday loans as possible.

APR

36% APR small loan cap

How will Allegacy Federal Credit Union help take out a loan in King, North Carolina?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to consider the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in King, nc will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.

Let's see

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Edward Jones - Financial Advisor: Wiley M Mock

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United Community Bank: Jennifer Badger

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+1 (828) 837-9291

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Self-Help Credit Union

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Nicholas Financial, Inc.

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M & J Loans of Shelby, Inc

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+1 (704) 487-4141

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Woodforest National Bank

200 N Cooper Dr, Henderson, NC 27536, USA

+1 (252) 430-8324

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Quick Cash Pawn

327 Carthage St, Sanford, NC 27330, USA

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