Allegacy Federal Credit Union Payday Loans Review - King, North Carolina

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3.8 17 reviews

109 Carmel Dr, King, NC 27021, USA
+1 (336) 830-8600
www.allegacy.org
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Testimonials

Feedback about Allegacy Federal Credit Union?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Lending companies are shown in the first three points. Below info specifies general information about payday loans.

Payday Loans in King, North Carolina

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in King, nc. They are issued at individual interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

36% APR small loan cap

How will Allegacy Federal Credit Union help take out a payday loan in King, North Carolina?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are issued day and night. The payday loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% deny the request when lenders in King, nc will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in King, North Carolina

Cash America Pawn

2860 Freedom Dr, Charlotte, NC 28208, USA

+1 (704) 391-1190

Pinnacle Financial Partners

15025 Ballancroft Pkwy, Charlotte, NC 28277, USA

+1 (980) 337-3754

www.pnfp.com

Lendmark Financial Services LLC

120 Morganton Heights Blvd # B, Morganton, NC 28655, USA

+1 (828) 433-0779

www.lendmarkfinancial.com

Entegra Bank

108 E Main St, Saluda, NC 28773, USA

+1 (800) 438-2265

www.entegrabank.com

CresCom Bank

105 Hickman Rd, Tabor City, NC 28463, USA

+1 (910) 207-9033

www.haveanicebank.com

Regional Finance

2568 W Franklin Blvd, Gastonia, NC 28052, USA

+1 (704) 865-9696

branches.regionalfinance.com

Mechanics & Farmers Bank ATM

2705 Durham-Chapel Hill Blvd, Durham, NC 27707, USA

+1 (919) 687-7811

Advance America

1515 Sunset Ave, Clinton, NC 28328, USA

+1 (910) 592-6034

firstchoicepaydayloans.com

First Community Bank

115 Main St E, Banner Elk, NC 28604, USA

+1 (828) 898-5100

www.firstcommunitybank.com