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What people think about Southern Loans, Inc?
Many thanks to Southern Loans, Inc. I recently had some difficulties with repaying my auto loan and they approved me for a cash advance. Best lender! Managed to cover my problems and signed with relief.
Quincy Von II
I applied for the first payday loan in my life, was approved the next day despite the fact that I had debts already. I repaid it on time. Love this lender for their competitive rates. Other lenders in my city charge sky high interest!
Dr. Devyn Larkin DDS
Important
The previous three items charactirize a certain financial institution. But below you can read general details about payday loans.
Payday Loans in Gastonia, North Carolina
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
It is easy and speedy to get approved for payday loans in Gastonia, North Carolina. The APR will be set specifically for each client and will depend on the personal information the borrower provided.
36% APR small loan cap
Advantages of Southern Loans, Inc that offers payday loans in Gastonia, North Carolina
- Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people take out cash advances?
Payday loans for bad credit
If you have a bad credit rating you may still apply a payday loan. Such loans are designed to help meet the needs of individuals with bad credit scores. There are companies who may be ready to give you a payday loan even if you have a bad credit rating. You will need a regular income to get approved for a bad credit payday loan.
To get accepted for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the loan immediately.
Other Payday Lenders in Gastonia, North Carolina
First Citizens Bank
621 S Main St, Sparta, NC 28675, USA
+1 (336) 372-5651
locations.firstcitizens.com
Lendmark Financial Services LLC
3855 Conlon Way A, Elizabeth City, NC 27909, USA
+1 (252) 338-5887
www.lendmarkfinancial.com
Peoples Bank
Murphy, NC 28906, USA
First Citizens Bank
123 Reservoir Rd, Burnsville, NC 28714, USA
+1 (828) 682-6191
locations.firstcitizens.com
First Financial Services Inc
3600 N Duke St # 109, Durham, NC 27704, USA
+1 (919) 797-1228
www.bankatfirst.com
