Freddie's Check Cashing Payday Loans Review - Gastonia, North Carolina

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Organization owner?
416 S Broad St, Gastonia, NC 28054, USA
7 years in business
Wednesday
12AM–11:59PM
Thursday
12AM–11:59PM
Friday
(Good Friday)
12AM–11:59PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
12AM–11:59PM
Tuesday
12AM–11:59PM
Testimonials

What people think about Freddie's Check Cashing?

Below you find some of the testimonials of our customers.

Thank you for the amazing service. Your staff helped me throughout the application. It’s convenient that you only need an ID to get approved.

Vincenzo Brown

Was invited to a birthday party but was broke at that time. A friend recommended me to address Freddie's Check Cashing. And I did. This was the right decision! Yes, the APR was high but I believe it’s because I had no credit. In general, The process was effortless.

Antwon Fisher

I was embarrassed to borrow from my mom so I decided to apply for a payday loan via Freddie's Check Cashing. Found them online and the user reviews were good I have already applied 4 times and every time I was accepted very quickly. Very convenient.

Davin Buckridge

I am a loyal client of Freddie's Check Cashing. It is very fast to apply via the net. The APR was reasonable. Their employees always respond right away.

Brigitte O'Hara Jr.

Note

Pay Attention

The above-given information provides the details about a certain lending service. The information below is about common information about payday loans.

Payday Loans in Gastonia, North Carolina

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is hassle-free and speedy to get approved for payday loans in Gastonia, North Carolina. The APR will be set specifically for each applicant and will depend on the personal details the applicant provided.

APR

36% APR small loan cap

Advantages of Freddie's Check Cashing that offers payday loans in Gastonia, North Carolina

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are designed to help meet the needs of applicants with less than perfect credit scores. There are companies who may be pleased to give you a payday loan even if you have a bad credit rating. You will need a stable income to get accepted for a bad credit payday loan.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the cash advance loan immediately.

Let's see

Other Payday Lenders in Gastonia, North Carolina

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HomeTrust Bank - Eden

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+1 (336) 623-8427

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First Bank - Laurinburg, NC

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+1 (910) 277-0801

localfirstbank.com

Carolina Farm Credit

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+1 (910) 652-5551

www.carolinafarmcredit.com

Allegacy Federal Credit Union

709 S Main St, King, NC 27021, USA

+1 (336) 774-3400

www.allegacyfcu.org

Lumbee Guaranty Bank

403 E 3rd St, Pembroke, NC 28372, USA

+1 (910) 521-9707

www.lumbeeguarantybank.com

Carolina Farm Credit

2351 Concord Ave, Monroe, NC 28110, USA

+1 (704) 289-6411

www.carolinafarmcredit.com

Way of Cashing Checks

4443 Main St, South Brunswick, NC 28470, USA

+1 (910) 755-5626

Woodforest National Bank

304 E Arbor Ln, Eden, NC 27288, USA

+1 (336) 623-4670

www.woodforest.com