Nicholas Financial Inc Payday Loans Review - Charlotte, North Carolina

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2.7 6 reviews

Organization owner?

9123 Monroe Rd STE 110, Charlotte, NC 28270, USA

7 years in business

+1 (704) 849-6882

nicholasfinancial.com

Wednesday

8AM–5:30PM

Thursday

8AM–5:30PM

Friday
(Good Friday)

8AM–5:30PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

8AM–5:30PM

Tuesday

8AM–5:30PM

Domain Info

Mailing Address

2454 N MCMULLEN BOOTH RD

CLEARWATER

33759-1353

United States

Contact Data

rrooks@nicfn.com

+1.7277260763

+1.7277262140

Testimonials

What people think about Nicholas Financial Inc?

Below you read some of the opinions of our customers.

Note

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Charlotte, Vermont

A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans may be an easy and speedy solution to a short-term problem in Charlotte, Vermont. Loans from payday lenders can get you cash within a few hours. Your APR will depend on a few things.

APR

18% APR small loan cap

Advantages of Nicholas Financial Inc that offers payday loans in Charlotte, Vermont

24/7 service. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
High approval rates. 94% of applicants are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for consumers with a credit report that's less than spotless, or who have little to no credit history. Bad credit history may prevent you from getting accepted for a bank loan. Payday lenders in Charlotte, vt work with people with bad credit. You can request a bad credit payday loan on the net around the clock and if approved could have the funds in your account within several hours.

To get accepted for a loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the payday loan even before applying.

Let's see