Self-Help Credit Union Payday Loans Review - Asheville, North Carolina

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3.8 26 reviews

391 S French Broad Ave, Asheville, NC 28801, USA
+1 (828) 255-0809
www.self-help.org
Sunday
Closed
Monday
8AM–1PM, 2–5PM
Tuesday
8AM–1PM, 2–5PM
Wednesday
8AM–1PM, 2–5PM
Thursday
8AM–1PM, 2–5PM
Friday
8AM–1PM, 2–5PM
Saturday
Closed
Testimonials

What people think about Self-Help Credit Union?

Below you see some of the opinions of our clients.
Note

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Asheville, North Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

It is simple and speedy to get accepted for payday loans in Asheville, North Carolina. The interest rate will be set specifically for each client and will depend on the personal information the person entered.

APR

36% APR small loan cap

Advantages of Self-Help Credit Union that offers payday loans in Asheville, North Carolina

  • 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval rates. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for people with a credit report that's less than perfect, or who have little to no credit history. Bad credit history may stop you from getting approved for a bank loan. Payday lenders in Asheville, nc accept people with bad credit. You can request a bad credit payday loan online at any time of the day and if accepted could have the money in your account within a few hours.

To get approved for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the APR. It’s easy to find out the exact cost of the cash advance loan even before applying.

Let's see

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