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What people think about HomeTrust Bank - Asheville?
They beat the best available rates by half a point.
Eden Cronin
Excellent customer service at the drive thru !
Felipa Gottlieb
I opened a free checking and savings account here.
Dr. Joany Rippin
Pay Attention
The previous three items describe a certain company. But below you can read general details about payday loans.
Payday Loans in Asheville, North Carolina
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans in Asheville, North Carolina is are easy to access. The APR is individual for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.
36% APR small loan cap
Advantages of HomeTrust Bank - Asheville that offers payday loans in Asheville, North Carolina
- Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people apply for cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a bad credit history an increased chance to get approved for payday loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your opportunities and pay back your loan commitments in good time.
To get approved for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator helps to quickly calculate the APR. It’s easy to learn the precise cost of the payday loan even before applying.
Other Payday Lenders in Asheville, North Carolina
National Finance Company
946 W Andrews Ave Suite E, Henderson, NC 27536, USA
+1 (252) 436-2274
www.nfcmoney.com
First Citizens Bank
621 S Main St, Sparta, NC 28675, USA
+1 (336) 372-5651
locations.firstcitizens.com
Truliant Federal Credit Union
1801 S North Carolina Hwy 119, Mebane, NC 27302, USA
+1 (800) 822-0382
www.truliantfcu.org