State Employees’ Credit Union Payday Loans Review - Asheville, North Carolina

Your personal information is safe with us
3.7 20 reviews

111 Smokey Park Hwy, Asheville, NC 28806, USA
+1 (828) 665-4801
locations.ncsecu.org
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Testimonials

Feedback about State Employees’ Credit Union?

Here you read the reviews of our customers.
Note

Pay Attention

Payday lenders are shown in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Asheville, North Carolina

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Asheville, North Carolina is taken out simply and quickly. The interest rate is specified considering the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be offered to you.

APR

36% APR small loan cap

How will State Employees’ Credit Union help take out a payday loan in Asheville, North Carolina?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to consider the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Asheville, North Carolina. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a exact cost of the loan.

Let's see

Other Payday Lenders in Asheville, North Carolina

Regional Finance

5279 N Roxboro St # E, Durham, NC 27712, USA

+1 (919) 864-4436

branches.regionalfinance.com

Courteous Fast Cash Loans

120 E Henry St, Belmont, NC 28012, USA

Omni Military Loans

6256 Yadkin Rd #101, Fayetteville, NC 28303, USA

+1 (910) 487-1904

www.omnimilitaryloans.com

Lendmark Financial Services LLC

3855 Conlon Way A, Elizabeth City, NC 27909, USA

+1 (252) 338-5887

www.lendmarkfinancial.com

Marion Credit Company, Inc.

216 S Main St, Marion, NC 28752, USA

+1 (828) 652-3661

www.marioncredit.com

Coastal Credit Union

310 E Main St UNIT 110, Carrboro, NC 27510, USA

+1 (800) 868-4262

www.coastal24.com

Bank of America ATM

1623 Way St, Reidsville, NC 27320, USA

+1 (844) 401-8500

locators.bankofamerica.com

USPS Federal Credit Union

1 Floretta Pl, Raleigh, NC 27676, USA

+1 (800) 877-7328

www.uspsfcu.org

Quick Cash Pawn

1001 Ward Blvd, Wilson, NC 27893, USA

+1 (252) 243-2274

www.firstcash.com