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What people think about State Employees’ Credit Union?
Love the place, feels like family and always helpful!
Maida Bauch
This local branch used to be very courteous and have a friendly home town feel.
Prof. Sherman Hegmann
That's nice bank and have 3 floors of loans, office and bank.
Ettie Jacobson
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The above-given information provides the details about a certain lender. The information below is about general information about payday loans.
Payday Loans in Asheville, North Carolina
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to qualify for in Asheville, North Carolina. The entire process is hassle-free. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal data.
36% APR small loan cap
Advantages of State Employees’ Credit Union that offers payday loans in Asheville, North Carolina
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then click “Submit” and wait for a decision.
Why people take out payday loans?
Payday loans for bad credit
Bad credit rating can often be an obstacle to getting a bank loan. A payday loan can save consumers who have poor credit scores or have no credit score. But we recommend you that as with any loan you should only dare applying for a payday loan if you are convinced that you can afford payments on scheduled.
To get approved for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.
Other Payday Lenders in Asheville, North Carolina
Regional Finance
1897 E Broad St, Statesville, NC 28625, USA
+1 (704) 872-4057
branches.regionalfinance.com
First Citizens Bank
540 NC-105 Extension, Boone, NC 28607, USA
+1 (828) 264-7353
locations.firstcitizens.com
First Bank - Mars Hill, NC
105 N Main St, Mars Hill, NC 28754, USA
+1 (828) 689-2600
localfirstbank.com
Instant Bad Credit Loans
7705 Falls of Neuse Rd, Raleigh, NC 27615, USA
+1 (919) 443-6983
instantbcloans.com
Edward Jones - Financial Advisor: Doug Draughn, CFP®|AAMS®
496 N Main St, Mt Airy, NC 27030, USA
+1 (336) 789-1707
www.edwardjones.com
ACE Cash Express
1015 E Cone Blvd ste a, Greensboro, NC 27405, USA
+1 (336) 375-1040
www.acecashexpress.com
State Employees’ Credit Union
204 Lola Ln, Pilot Mountain, NC 27041, USA
+1 (336) 444-3281
locations.ncsecu.org