First Bank - Asheville West, NC Payday Loans Review - Asheville, North Carolina

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4.3 6 reviews

1012 Patton Ave, Asheville, NC 28806, USA
+1 (828) 254-1778
localfirstbank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2013-10-02

Mailing Address

341 N MAIN ST

TROY

NC

27371-3017

United States

Company Name

First Bancorp

First Bancorp

Contact Data

networkadministration@localfirstbank.com

+1.19105733273

+1.9999999999

Testimonials

What people think about First Bank - Asheville West, NC?

Below you find some of the opinions of our clients.
Note

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Asheville, North Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

It is trouble-free and speedy to get approved for payday loans in Asheville, North Carolina. The interest rate will be set specifically for each applicant and will depend on the personal data the applicant entered.

APR

36% APR small loan cap

Advantages of First Bank - Asheville West, NC that offers payday loans in Asheville, North Carolina

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
  • High approval rates. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit score. You will need a steady income to get approved for a bad credit payday loan.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the loan immediately.

Let's see

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