Cayuga Lake National Bank Payday Loans Review - Union Springs, New York

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4.4 7 reviews

165 Cayuga St, Union Springs, NY 13160, USA
+1 (315) 889-7358
www.cayugalakenationalbank.com
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–5PM
Testimonials

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Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Further there will be given the details about not a exact lender. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Union Springs, New York

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Union Springs, New York are taken out easily. The interest percentage is conditional on the client's personal information: if you repay more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

25% small loan cap

How will Cayuga Lake National Bank help issue a loan in Union Springs, New York?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be credited to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a cash advance from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

16%
Healthcare Bills

18%
Traveling

14%
Car Repair

5%
Clothes

7%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Union Springs, New York. They rate many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the APR. This is a real cost of the payday loan.

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