Valley Bank ATM Payday Loans Review - Spring Valley, New York

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1.5 8 reviews

Organization owner?

747 Chestnut Ridge Rd, Chestnut Ridge, NY 10977, USA

+1 (800) 522-4100

www.valley.com

Thursday

7AM–7:30PM

Friday

7AM–7:30PM

Saturday

7:30AM–4PM

Sunday

Closed

Monday

7AM–7:30PM

Tuesday

7AM–7:30PM

Wednesday

7AM–7:30PM

Domain Info

What people think about Valley Bank ATM?

Below you read some of the reviews of our customers.

Note

Important

Above there is information about a precise company. Below you can read common features of payday loans.

Payday Loans in Spring Valley, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans in Spring Valley, New York is are easy to access. The interest rate is individual for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of Valley Bank ATM that offers payday loans in Spring Valley, New York

Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still get approved for a payday loan. Such loans are designed to help meet the needs of applicants with lower credit scores. There are lenders who may be ready to give you a payday loan even if you have a bad credit score. You will need a stable income to apply for a bad credit payday loan.

To get accepted for a loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the cash advance loan even before applying.

Let's see