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What people think about Regina Check Cashing?
This lender is a scam. I will never apply again. $30 goes towards loan and you keep $83 for interest.
Madilyn Wyman
Applied for a cash advance second time. Got denied! No idea WHY! No explanation. Tricky service.
Dr. Monica Leannon DVM
So upset!! They approve me for a loan but it’s been 3 days and still no money in my account! Tired of waiting…. Not sure I will ever receive my money.
Ayana Greenholt
I got a loan from Regina Check Cashing 3 times. Paid off all my loans on time. Last week wanted to borrow more, but they approved me for only $300 ???
Jevon Jacobs MD
Important
Above there is information about a precise loan provider. Below you can read common aspects of payday loans.
Payday Loans in Schenectady, New York
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Online cash advance loans can be the easiest solution to your unexpected financial problems in Schenectady , New York because they are easily approved and easily repaid. Your interest rate will depend on your state law or on the company's policy.
25% small loan cap
Advantages of Regina Check Cashing that offers payday loans in Schenectady, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people apply for payday loans?
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit score. Payday loan approvals depend very much on other aspects. They will look at your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your payday loan.
Other Payday Lenders in Schenectady, New York
Regina Check Cashing
2209 Lodi St, Syracuse, NY 13208, USA
+1 (315) 423-5580
www.reginacheckcashing.com
Mrs. Cash, LLC
286 Hollywood Ave, The Bronx, NY 10465, USA
+1 (844) 511-6771
settlementfundingnow.com