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What people think about Trustco Bank?
Applied for a payday loan second time. Got rejected! No idea WHY! No explanation. Fishy lender.
Rosina Kuhic IV
Sky-high APR. Had to repay really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Client service was unsatisfactory too. The lady in the chat was very racist. Not happy. Better consider another website.
Dena Kassulke
I took out a loan from Trustco Bank 3 times. Closed all my loans on time. Yesterday wanted to borrow more, but they approved me for only $400 ???
Sophie Harvey Jr.
So upset!! They approve me for a loan but it’s been 4 days and still no funds in my account! Tired of waiting…. Not sure I will ever get my funds.
Wilmer Spinka
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Above there is information about a exact company. Below you can see common features of payday loans.
Payday Loans in Saratoga Springs, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans may seem like an easy and fast solution to a short-term problem in Saratoga Springs, New York. Loans from payday lenders can get you cash within a few hours. Your APR will depend on several factors.
25% small loan cap
Advantages of Trustco Bank that offers payday loans in Saratoga Springs, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit an application to recieve a loan offer from one of the lending companies.
Payday loans for bad credit
If you have a bad credit history you may still be eligible a payday loan. Such loans are created to help meet the needs of consumers with bad credit scores. There are companies who may be pleased to give you a payday loan even if you have a bad credit score. You will need a stable income to get approved for a bad credit payday loan.
To get approved for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Saratoga Springs, New York
Excel Capital Management, Inc.
108 Greenwich St 5th Floor, New York, NY 10006, USA
+1 (877) 880-8086
www.excelcapmanagement.com
SUNY Geneseo Federal Credit Union
1 College Cir, Geneseo, NY 14454, USA
+1 (585) 245-5700
www.geneseo.edu
Hudson Valley Credit Union
155 Stringham Rd, Lagrangeville, NY 12540, USA
+1 (845) 463-3011
www.hvcu.org
EZ Check Cashing
372 Connecticut St, Buffalo, NY 14213, USA
+1 (716) 881-7070
www.checkcashingbuffalo.com
BankOnBuffalo a Division of CNB Bank
5190 Sheridan Dr, Williamsville, NY 14221, USA
+1 (716) 616-3930
bankonbuffalo.bank
Bank of America Financial Center
189 Ballston Ave, Saratoga Springs, NY 12866, USA
+1 (518) 587-5461
locators.bankofamerica.com
Gail Plato - Citizens Bank, Home Mortgages
300 Airborne Pkwy Suite 130, Buffalo, NY 14225, USA
+1 (716) 867-5351
lo.citizensbank.com