Saratoga National Bank Payday Loans Review - Saratoga Springs, New York

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2.8 5 reviews

Organization owner?

171 S Broadway, Saratoga Springs, NY 12866, USA

+1 (518) 583-3114

www.saratoganational.com

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Domain Info

What people think about Saratoga National Bank?

Below you get acquainted with some of the testimonials of our customers.

Note

Important

Now you can review general characteristics of payday loans.

Payday Loans in Saratoga Springs, New York

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans may turn out an easy and speedy solution to a short-term problem in Saratoga Springs, New York. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on a few factors.

APR

25% small loan cap

Advantages of Saratoga National Bank that offers payday loans in Saratoga Springs, New York

24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
High approval rates. 94% of applications are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve a loan offer from one of the lending companies.

Common reasons

Why people apply for payday loans?

Car expenses

16%

Treatment

11%

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a bad credit history. Payday loan approvals depend very much on other aspects. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a payday loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see