Five Star Bank Payday Loans Review - Orchard Park, New York

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2.6 9 reviews

3233 Southwestern Blvd, Orchard Park, NY 14127, USA
+1 (716) 677-2600
www.five-starbank.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Testimonials

What people think about Five Star Bank?

Below you read some of the testimonials of our clients.
Note

Pay Attention

The above-given information provides the details about a certain lender. The information below is about common information about payday loans.

Payday Loans in Orchard Park, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans may be an easy and speedy solution to a short-term problem in Orchard Park, New York. Loans from payday lenders can get you money within a few hours. Your APR will depend on several things.

APR

25% small loan cap

Advantages of Five Star Bank that offers payday loans in Orchard Park, New York

  • 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval rates. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

11%
Treatment

8%
Vacation

6%
Clothes

5%
Home improvement

4%
Debt Consolidation

3%
Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to people with a poor credit history. Payday loan approvals depend very much on other aspects. Payday companies will check your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 30 seconds to become informative even before applying.

Let's see

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NBT Bank

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