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What people think about Alternatives Federal Credit Union?
Good for me. Best auto loan I could find in the area.
Scottie Strosin
Good community credit union. Gives people who can get a loan or build credit the chance to move forward with their plans.
Bethany Kilback
Quality service and fair auto loan and mortgage rates.
Prof. Maci Botsford IV
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Now you can see general features of payday loans.
Payday Loans in Ithaca, New York
Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Cash advance loans may be an easy and speedy solution to a short-term problem in Ithaca, New York. Loans from payday lenders can get you funds same day. Your interest rate will depend on a few things.
25% small loan cap
Advantages of Alternatives Federal Credit Union that offers payday loans in Ithaca, New York
- Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then click “Submit” and wait for a decision.
Why people take out payday loans?
Payday loans for bad credit
Payday loans are perfect for consumers with a credit report that's less than perfect, or who have little to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in Ithaca, ny approve individuals with bad credit. You can apply for a bad credit payday loan online around the clock and if approved could have the funds in your account within the hour.
To get approved for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator helps to quickly calculate the APR. It’s easy to learn the real cost of the loan even before applying.
Other Payday Lenders in Ithaca, New York
David's Check Cashing
205 NY-59, Spring Valley, NY 10977, USA
+1 (845) 352-4888
www.davidsfinancial.com
Wallkill Valley Federal Savings & Loan
205 Homestead Ave, Maybrook, NY 12543, USA
+1 (845) 636-4995
www.wallkill.com
Ridgewood Savings Bank
43-14 Ditmars Blvd, Queens, NY 11105, USA
+1 (718) 274-5400
branches.ridgewoodbank.com
