Alternatives Federal Credit Union Payday Loans Review - Ithaca, New York

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4 19 reviews

Organization owner?

125 N Fulton St, Ithaca, NY 14850, USA

+1 (607) 273-4611

www.alternatives.org

Friday

2–5PM

Saturday

Closed

Sunday

Closed

Monday

2–5PM

Tuesday

2–5PM

Wednesday

10AM–1PM

Thursday

2–5PM

Domain Info

What people think about Alternatives Federal Credit Union?

Below you read some of the reviews of our clients.

Note

Pay Attention

Now you can see general features of payday loans.

Payday Loans in Ithaca, New York

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Cash advance loans may be an easy and speedy solution to a short-term problem in Ithaca, New York. Loans from payday lenders can get you funds same day. Your interest rate will depend on a few things.

APR

25% small loan cap

Advantages of Alternatives Federal Credit Union that offers payday loans in Ithaca, New York

Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for consumers with a credit report that's less than perfect, or who have little to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in Ithaca, ny approve individuals with bad credit. You can apply for a bad credit payday loan online around the clock and if approved could have the funds in your account within the hour.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator helps to quickly calculate the APR. It’s easy to learn the real cost of the loan even before applying.

Let's see