Elmira Savings Bank Payday Loans Review - Ithaca, New York

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5 2 reviews

Organization owner?

2300 N Triphammer Rd, Ithaca, NY 14850, USA

+1 (607) 257-8808

www.elmirasavingsbank.com

Thursday

9AM–4PM

Friday

9AM–4PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Domain Info

Mailing Address

333 E WATER ST

ELMIRA

14901-3400

United States

Contact Data

admin@elmirasavingsbank.com

+1.6077343374

+1.9999999999

Testimonials

Feedback about Elmira Savings Bank?

Here you see the reviews of our clients.

Note

Pay Attention

Above there are details about a exact lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Ithaca, New York

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts are from $100-$1,000.

It is simple and quick to take out payday loans in Ithaca, New York. The rates are accured on an individual basis: if a client repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

25% small loan cap

How will Elmira Savings Bank help take out a payday loan in Ithaca, New York?

Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be deposited to card. You won't be asked to attend any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill out an online application only. It will be considered within minutes. The money are credited in 24 business hours.
Fast and high approval percentage. The positive offer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a cash advance from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Ithaca, ny will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit history.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

Let's see