Gem Pawnbrokers Payday Loans Review - Bronx, New York

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5 537 reviews

420 E 149th St, The Bronx, NY 10455, USA
+1 (718) 292-0169
www.gempawnbrokers.com
Friday
9:30AM–6PM
Saturday
9:30AM–6PM
Sunday
Closed
Monday
9:30AM–6PM
Tuesday
9:30AM–7PM
Wednesday
9:30AM–6PM
Thursday
9:30AM–7PM

Domain Info

Created Date

2001-06-09

Mailing Address

New York

United States

Company Name

Gem Financial Services, Inc. DBA Gem Pawnbrokers

Gem Financial Services, Inc. DBA Gem Pawnbrokers

Testimonials

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Here you read the reviews of our customers.
Note

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Bronx, New York

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

Hassle-free financial products are considered as payday loans in Bronx, ny. They are issued at individually-set interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

25% small loan cap

How will Gem Pawnbrokers help issue a loan in Bronx, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Bronx, ny will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the APR. This is a real cost of the loan.

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