Express Cash Payday Loans Review - Albuquerque, New Mexico

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3.7 32 reviews

4710 San Mateo Blvd NE, Albuquerque, NM 87109, USA
+1 (505) 888-9798
Friday
9AM–5:30PM
Saturday
10AM–4PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Testimonials

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Above there are details about a exact lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Albuquerque, New Mexico

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Albuquerque, New Mexico is issued simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates a client will get.

APR

Prohibited

How will Express Cash help take out a loan in Albuquerque, New Mexico?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Albuquerque, New Mexico. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should define its real cost. This calculator will show the APR of the loan.

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New Mexico Credit Corporation

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Washington Federal Bank

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