Columbia Bank Payday Loans Review - Westwood, New Jersey

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5 3 reviews

200 Kinderkamack Rd, Westwood, NJ 07675, USA
+1 (201) 421-2381
www.columbiabankonline.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2001-07-25

Mailing Address

5335 Gate Parkway

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

4obcdi7tdghjeatqt4aks9glp2@domaindiscreet.com

+1.9027492701

Testimonials

Feedback about Columbia Bank?

Here you read the reviews of our clients.
Note

Pay Attention

Further there will be given the details about not a exact lender. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Westwood, Massachusetts

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Westwood, Massachusetts is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates you will recieve.

APR

23% small loan cap

How will Columbia Bank help take out a loan in Westwood, Massachusetts?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to process the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A adverse factor considered by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by lenders to take out a cash advance. The lending company process many aspects such as financial capabilities to approve the application. Payday loans in Westwood, Massachusetts may help level up your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

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