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What people think about Oportun?
Nice,service ,the staff so kind.
Bernadette Johns
Great people, easy paperwork, fast approval!!!!
Addie Schuster I
I really appreciate her hospitality and her good vibes.
Aracely Bartoletti
Important
Above there is information about a exact lender. Below you can see common aspects of payday loans.
Payday Loans in Union City, New Jersey
A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to access in Union City, New Jersey. The entire process is easy. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.
30% usury cap
Advantages of Oportun that offers payday loans in Union City, New Jersey
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people take out payday loans?
Payday loans for bad credit
If you have a bad credit history you may still be eligible a payday loan. Such loans are designed to help meet the needs of individuals with lower credit scores. There are companies who may be happy to give you a payday loan even if you have a bad credit rating. You will need a stable income to get accepted for a bad credit payday loan.
To get accepted for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.
Other Payday Lenders in Union City, New Jersey
Millville Savings Bank
904 W Main St, Millville, NJ 08332, USA
+1 (856) 293-9480
www.millvillesavings.com
Affinity Federal Credit Union
1520 US-206, Bedminster, NJ 07921, USA
+1 (908) 860-7237
www.affinityfcu.com
PFFCU - Police and Fire Federal Credit Union
468 S Lenola Rd, Maple Shade, NJ 08052, USA
+1 (215) 931-0300
www.pffcu.org
United Check Cashing
906 E Black Horse Pike, Mt Ephraim, NJ 08059, USA
+1 (609) 630-0475
unitedcheckcashing.com
