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What people think about Unity Bank?
A very friendly staff who go out of their way to help.
Rhett Medhurst DVM
Love this Branch we've been with this Bank for 13years as customers.
Mr. Fidel Shields III
Excellent friendly tellers, personal service, decent hours, convenient.
Gudrun Gottlieb III
Important
Below you can review general information about payday loans and their common characteristics.
Payday Loans in Phillipsburg, New Jersey
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
It is effortless and speedy to get approved for payday loans in Phillipsburg, New Jersey. The interest rate will be set specifically for each person and will depend on the personal details the consumer entered.
30% usury cap
Advantages of Unity Bank that offers payday loans in Phillipsburg, New Jersey
- 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
- High approval chances. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
Bad credit score can often be an obstacle to getting a bank loan. A payday loan can save people who have bad credit scores or have no credit score. But we remind you that as with any borrowing you should only think about applying for a payday loan if you are assured that you can make payments in a timely manner.
To get approved for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator can be used to quickly calculate the APR. It’s easy to learn the real cost of the payday loan even before applying.
Other Payday Lenders in Phillipsburg, New Jersey
Andrews Federal Credit Union
3113 NJ-38 #24, Mt Laurel Township, NJ 08054, USA
+1 (800) 487-5500
www.andrewsfcu.org
Columbia Bank
64 Franklin Turnpike, Waldwick, NJ 07463, USA
+1 (201) 421-2382
www.columbiabankonline.com
PFFCU - Police and Fire Federal Credit Union
237 Route 73 South, Marlton, NJ 08053, USA
+1 (800) 228-8801
www.pffcu.org