Columbia Bank Payday Loans Review - Oradell, New Jersey

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4.8 5 reviews

279 Kinderkamack Rd, Oradell, NJ 07649, USA
+1 (201) 262-1391
www.columbiabankonline.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2001-07-25

Mailing Address

5335 Gate Parkway

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

4obcdi7tdghjeatqt4aks9glp2@domaindiscreet.com

+1.9027492701

Testimonials

What people think about Columbia Bank?

Below you find some of the reviews of our clients.
Note

Important

Now you can read general features of payday loans.

Payday Loans in Oradell, New Jersey

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online payday loans can be the best solution to your sudden financial problems in Oradell , New Jersey because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

30% usury cap

Advantages of Columbia Bank that offers payday loans in Oradell, New Jersey

  • 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for borrowers with a credit report that's less than spotless, or who have little to no credit history. Bad credit history may prevent you from getting accepted for a bank loan. Payday lenders in Oradell, nj approve people with poor credit. You can apply for a bad credit payday loan on the net around the clock and if successful could have the funds in your account within the hour.

To get approved for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

Let's see

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