Affinity Federal Credit Union Payday Loans Review - Oradell, New Jersey

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4.3 16 reviews

550 Kinderkamack Rd, Oradell, NJ 07649, USA
+1 (908) 860-7263
www.affinityfcu.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1997-12-29

Mailing Address

96 Mowat Ave

Toronto

ON

M6K 3M1

Canada

Company Name

Contact Privacy Inc. Customer 0127245118

Contact Privacy Inc. Customer 0127245118

Contact Data

affinityfcu.com@contactprivacy.com

+1.4165385457

Testimonials

What people think about Affinity Federal Credit Union?

Below you find some of the reviews of our clients.
Note

Important

The above-given information provides the details about a specific company. The information below is about general information about payday loans.

Payday Loans in Oradell, New Jersey

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Oradell, New Jersey. The entire process is stress-free. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

30% usury cap

Advantages of Affinity Federal Credit Union that offers payday loans in Oradell, New Jersey

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to taking out a bank loan. A payday loan can save consumers who have bad credit scores or have no credit history. But we remind you that as with any loan you should only dare applying for a payday loan if you are confident that you can make payments in a timely manner.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

Let's see

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Affinity Federal Credit Union

1520 US-206, Bedminster, NJ 07921, USA

+1 (908) 860-7237

www.affinityfcu.com