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What people think about BCB Bank?
Recently I experienced the most unexpected situation in my life. I suddenly needed $1000 to deal with utility bills. This company helped me immediately. They were the only website that accepted me for the requested amount. I dealt with all my troubles. I will definitely recommend this company to my family. Best service in my life.
Elvera Moen
Many thanks to BCB Bank. I recently had some problems with repaying my mortgage and they approved me for a payday loan. Best loan provider! Managed to cover my issues and signed with relief.
Mrs. Francesca Harvey
Good lender with affordable rates. They money immediately, as promised. I will use BCB Bank again if I need extra money.
Mable Moen
Easy application. I only needed an ID and a bank account. Fast approval. The first time I was accepted for $400 only. Hope the available amount will be more next time. APR is fair. Repaid the debt earlier than agreed. If you wish, the term can be also extended.
Mckenna Parker
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Below you can see general information about payday loans and their common characteristics.
Payday Loans in Maplewood, New Jersey
A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans in Maplewood, New Jersey is are easy to get. The interest rate is individual for each borrower and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
30% usury cap
Advantages of BCB Bank that offers payday loans in Maplewood, New Jersey
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people apply for cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a poor credit history an increased chance to get approved for payday loans. A payday loan may be the only option available for some individuals to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay back your loan commitments punctually.
To get approved for a payday loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was designed to quickly calculate the APR. It’s easy to learn the precise cost of the loan even before applying.
Other Payday Lenders in Maplewood, New Jersey
ConnectOne Bank Commercial Lending Office
3 Allerman Rd, Oakland, NJ 07436, USA
+1 (844) 266-2548
www.connectonebank.com
Investors Bank
320 Evesboro - Medford Rd, Marlton, NJ 08053, USA
+1 (856) 396-0520
www.myinvestorsbank.com
