What people think about American Check Cashing Inc?
The worst customer service I have ever received
Bulah Feest
I felt like a was getting a favor from her and not paying for a service.
Mr. Dee Wunsch Sr.
This place is NOT open 24/7.
Rita Walter
Important
Above there is information about a exact lender. Below you can read common aspects of payday loans.
Payday Loans in Elizabeth, New Jersey
Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.
Payday loans are the easiest loans to get in Elizabeth, New Jersey. The entire process is effortless. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.
30% usury cap
Advantages of American Check Cashing Inc that offers payday loans in Elizabeth, New Jersey
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to fill out the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit an application and wait for approval.
Why people take out payday loans?
Payday loans for bad credit
If you have a bad credit history you may still be able to take out a payday loan. Such loans are created to help meet the needs of people with less than perfect credit scores. There are companies who may be pleased to give you a payday loan even if you have a bad credit rating. You will need a regular income to apply for a bad credit payday loan.
To get accepted for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your loan.
Other Payday Lenders in Elizabeth, New Jersey
Arthur Reinertsen: Mortgage Loan Officer
73 Mountainview Blvd, Basking Ridge, NJ 07920, USA
+1 (908) 381-1190
www.affinityfcu.com
Family Financial Centers
60 Main St A, South River, NJ 08882, USA
+1 (732) 257-1992
www.familyfinancialcenters.com
United Check Cashing
1803 NJ-27 Suite 4, Edison, NJ 08817, USA
+1 (732) 819-0123
unitedcheckcashing.com
