BCB Bank Payday Loans Review - Bayonne, New Jersey

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3.9 10 reviews

104-110 Avenue C, Bayonne, NJ 07002, USA
+1 (201) 823-0700
www.bcb.bank
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

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Further there will be presented the details about not a exact lender. The information below will define shared information about payday loans and its specific features.

Payday Loans in Bayonne, New Jersey

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is easy and fast to take out payday loans in Bayonne, New Jersey. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

30% usury cap

How will BCB Bank help take out a payday loan in Bayonne, New Jersey?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to consider the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Bayonne, New Jersey. They assess many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.

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Other Payday Lenders in Bayonne, New Jersey

Affinity Federal Credit Union

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+1 (908) 860-3550

www.affinityfcu.com

Peapack-Gladstone Bank - Long Valley, NJ

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+1 (908) 876-5728

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United Check Cashing

1715 NJ-88, Brick Township, NJ 08724, USA

+1 (732) 458-1800

www.unitedcheckcashing.com

Peapack-Gladstone Bank - Pottersville, NJ

11 Pottersville Rd, Pottersville, NJ 07979, USA

+1 (908) 439-2810

www.pgbank.com

John Bartolotta: Mortgage Loan Officer

73 Mountainview Blvd, Basking Ridge, NJ 07920, USA

+1 (908) 842-6539

www.affinityfcu.com

ConnectOne Bank Commercial Lending Office

3 Allerman Rd, Oakland, NJ 07436, USA

+1 (844) 266-2548

www.connectonebank.com

Caliber Funding

4000 NJ-66, Tinton Falls, NJ 07753, USA

+1 (732) 807-0600

First Financial Federal Credit Union

783 Wayside Rd, Neptune City, NJ 07753, USA

+1 (866) 750-0100

www.firstffcu.com

OceanFirst Bank

350 Fellowship Rd Suite 101, Mt Laurel Township, NJ 08054, USA

+1 (888) 623-2633

oceanfirst.com