Northeast Credit Union Payday Loans Review - Rochester, New Hampshire

Your personal information is safe with us
4.3 26 reviews

694 Columbus Ave, Rochester, NH 03867, USA
+1 (888) 436-1847
necu.org
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

What people think about Northeast Credit Union?

Below you see some of the reviews of our clients.
Note

Important

Now you can see general characteristics of payday loans.

Payday Loans in Rochester, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Rochester, New York is are easy to access. The APR is individual for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of Northeast Credit Union that offers payday loans in Rochester, New York

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a bad credit rating. Payday loan approvals depend very much on other factors. Lenders will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the real APR of your payday loan.

Let's see

Other Payday Lenders in Rochester, New Hampshire

Citizens Bank

587 Main St, Laconia, NH 03246, USA

+1 (603) 527-3000

locations.citizensbank.com

Piscataqua Savings Bank

15 Pleasant St # 1, Portsmouth, NH 03801, USA

+1 (603) 436-5250

www.piscataqua.com

Bank of America ATM

1 Medical Center Dr, Lebanon, NH 03756, USA

+1 (844) 401-8500

St. Marys Bank Mortgage Center

20 Trafalgar Square #504, Nashua, NH 03063, USA

+1 (603) 816-1880

www.stmarysbank.com

Citizens Bank

9 Freetown Rd, Raymond, NH 03077, USA

+1 (603) 895-3186

locations.citizensbank.com

Citizens Bank ATM

11 Front St, Exeter, NH 03833, USA

www.citizensbank.com

Meredith Village Savings Bank

2839 Lafayette Rd, Portsmouth, NH 03801, USA

+1 (603) 334-9661

www.mvsb.com

TD Bank

263 1st New Hampshire Turnpike, Northwood, NH 03261, USA

+1 (603) 942-7961

locations.td.com

Citizens Bank

Cumberland Farms, 124 Court St, Laconia, NH 03246, USA

+1 (603) 527-3000

www.citizensbank.com