Granite State Credit Union Payday Loans Review - Concord, New Hampshire

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3.3 27 reviews

Organization owner?

311 Sheep Davis Rd, Concord, NH 03301, USA

+1 (603) 668-2221

www.gscu.org

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Saturday

8:30AM–12PM

Sunday
(Easter)

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Domain Info

Feedback about Granite State Credit Union?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will define general information about payday loans and its specific features.

Payday Loans in Concord, Massachusetts

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

It is easy and quick to issue loans in Concord, Massachusetts. The rates are accured on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

23% small loan cap

How will Granite State Credit Union help take out a payday loan in Concord, Massachusetts?

24/7 operation. Such online services allow you to receive funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the office is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Concord, Massachusetts. They estmate many other factors before taking out a loan. One of them is solvency. This is a way to improve your credit history.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

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