Service Credit Union Payday Loans Review - Amherst, New Hampshire

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5 3 reviews

85 NH-101A, Amherst, NH 03031, USA
+1 (800) 936-7730
servicecu.org
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–7PM
Friday
10AM–7PM
Saturday
10AM–3PM
Sunday
(Easter)
Closed
Holiday hours
Monday
10AM–6PM
Testimonials

What people think about Service Credit Union?

Below you read some of the opinions of our customers.
Note

Pay Attention

The previous three items describe a definite lender. But below you can find common data about payday loans.

Payday Loans in Amherst, Massachusetts

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Amherst, Massachusetts is are simple to access. The interest rate is specific for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

23% small loan cap

Advantages of Service Credit Union that offers payday loans in Amherst, Massachusetts

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to complete the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to people with a bad credit rating. Payday loan approvals depend very much on other aspects. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your payday loan.

Let's see

Other Payday Lenders in Amherst, New Hampshire

Citizens Bank

930 NH-16, Ossipee, NH 03864, USA

+1 (603) 539-1200

locations.citizensbank.com

Citizens Bank ATM

Raymond, NH 03077, USA

www.citizensbank.com

NBT Bank

80 Canal St, Manchester, NH 03101, USA

+1 (603) 623-2007

www.nbtbank.com

TD Bank

16 Fresh River Rd, Epping, NH 03042, USA

+1 (603) 679-8103

locations.td.com

Walmart Money Center

4901 Dartmouth College Hwy, Woodsville, NH 03785, USA

+1 (603) 747-8250

www.walmart.com

Bar Harbor Bank & Trust - ATM

Colby Sawyer College – Hogan Center, 541 Main Street, New London, NH 03257, USA

+1 (800) 281-5772

www.barharbor.bank

Edward Jones - Financial Advisor: Jim Long

91 Hancock Rd Suite 2, Peterborough, NH 03458, USA

+1 (603) 784-5313

www.edwardjones.com

Edward Jones - Financial Advisor: Joseph A Paredez, AAMS®|CRPC®|CRPS®

1461 Hooksett Rd Ste A-3, Hooksett, NH 03106, USA

+1 (603) 669-9696

www.edwardjones.com

Loanmax Title Loans

364 Amherst St, Nashua, NH 03063, USA

+1 (603) 889-1901

www.loanmaxtitleloans.net